I sent this as part of an email:
Why should I have to bail out the federal government's decision to force "fair lending" to unqualified and unable-to-pay people just because some stupid politicians [Clinton/Reno] thought it was "discriminatory" to actually require 20% down payments or because banks didn't want to lend money in areas where property values were declining and loan risks were exceptionally high? Why should I have to bail out the federal government's decision to restrict domestic oil exploration and make new refineries nearly impossible to build resulting in high oil prices and exorbitant gasoline prices requiring a tax rebate bailout because lower-income people couldn't support these government policies? Why should I have to bail out the federal government's meddling in the automotive marketplace with its ridiculous CAFE requirements that will add thousands of dollars of cost per vehicle to the purchase price and, when combined with the cost of gasoline and the tight money situation, has created a crippling marketplace for automobile manufacturers and consumers?Yes, why indeed.
ADDENDUM
Another look at the housing credit history...