Don't you just love getting calls first thing in the morning when you go to bed after 1:00 am? [no need for a lot of sympathy here... that's rhetorical].
Having a common name can be a problem at times... especially when someone else with your name has some bill paying problems. Then a company like MRS Associates springs into action to start harassing you for payment.
I called the number that appeared on my handset and after identifying myself, a "Mrs. Jackson" wanted to talked to me about a Visa account [which I don't have]. After stating such, she asked if I was born in 19XX [no] and if the last four of my Social Security was [XXXX... no, I'm not putting that here]. I was then informed I would not be called again.
We'll see. MRS doesn't seem to have the best track record when it comes to following the law ... or reason ... when it comes to trying to collect debts ... real or imaginary.
Meanwhile, I'm awake and grumpy, sleepy, and not too happy.